Become a member
Employee membership and retiree membership are handled differently. Use the guide below so your payment evidence and form submission reach the right workflow.
To join as a regular cooperative member, you must be an employee of CNL, not contract staff.
Regular member registration
Thank you for choosing to join CEMCS. To become a member of the cooperative, kindly make payment of NGN 50,000 for registration fee and NGN 250,000 for share equity.
Share equity payment is a mandatory purchase that all cooperative members are required to make.
Retiree registration
Retiree registration uses a separate membership form and consent deduction process. The form captures personal data, bank details, next-of-kin information and monthly pension deduction consent.
Personal details
Accounts information
Next-of-kin
Monthly savings contribution
Special deposit contribution where applicable